:root {
  --bg:#0a0c10; --card:#11141c; --card2:#161a24; --border:#1c2030;
  --primary:#7b74f5; --danger:#b86070; --warning:#c49a35;
  --text:#b8bcc8; --muted:#4a5166; --success:#2ea87a;
}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Segoe UI',system-ui,sans-serif;background:var(--bg);color:var(--text);min-height:100vh;padding-bottom:0}

/* APP LAYOUT — sidebar + main wrapper */
.app-layout{display:flex;min-height:100vh}

/* SIDEBAR */
.sidebar{width:230px;background:var(--card);border-right:1px solid var(--border);display:flex;flex-direction:column;position:fixed;top:0;left:0;bottom:0;z-index:200;overflow:hidden}
.sb-logo{padding:1.3rem 1.2rem .9rem;font-size:1.05rem;font-weight:800;letter-spacing:-.5px;color:#e2e5ef;flex-shrink:0}.sb-logo span{color:var(--primary)}
.sb-nav{display:flex;flex-direction:column;gap:.15rem;padding:.4rem .6rem}
.sb-btn{display:flex;align-items:center;gap:.75rem;padding:.72rem .9rem;border-radius:10px;border:none;background:none;color:var(--muted);cursor:pointer;font-size:.86rem;text-align:left;width:100%;transition:all .15s;white-space:nowrap}
.sb-btn:hover{background:rgba(255,255,255,.055);color:var(--text)}
.sb-btn.active{background:rgba(123,116,245,.18);color:var(--primary);font-weight:600}
.sb-icon{font-size:1.05rem;width:1.35rem;text-align:center;flex-shrink:0}
.sb-label{font-size:.86rem}
.sb-spacer{flex:1}
.sb-user{display:flex;align-items:center;gap:.65rem;padding:.85rem 1rem;cursor:pointer;border-top:1px solid var(--border);flex-shrink:0;transition:background .15s}
.sb-user:hover{background:rgba(255,255,255,.04)}
.sb-avatar{width:32px;height:32px;border-radius:50%;background:var(--primary);display:flex;align-items:center;justify-content:center;font-size:.85rem;flex-shrink:0}
.sb-user-email{font-size:.72rem;color:var(--muted);overflow:hidden;text-overflow:ellipsis;white-space:nowrap;max-width:140px}

/* MAIN WRAPPER */
.main-wrapper{margin-left:230px;flex:1;min-width:0;display:flex;flex-direction:column}

/* TOP BAR (dentro del main wrapper) */
.top-bar{background:var(--card);border-bottom:1px solid var(--border);padding:.55rem 1.4rem;display:flex;justify-content:flex-end;align-items:center;gap:.75rem;flex-shrink:0}

/* MAIN CONTENT */
.main{padding:1.2rem 1.5rem;max-width:1400px;width:100%}

/* BOTTOM NAV (mobile) */
.bottom-nav{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--card);border-top:1px solid var(--border);z-index:300;justify-content:space-around;padding:.25rem 0 .4rem}
.bnav-btn{display:flex;flex-direction:column;align-items:center;gap:.1rem;background:none;border:none;color:var(--muted);font-size:.6rem;cursor:pointer;padding:.25rem .4rem;min-width:52px;transition:color .15s}
.bnav-btn>span:first-child{font-size:1.15rem}
.bnav-btn.active{color:var(--primary)}

/* RESPONSIVE */
@media(max-width:768px){
  .sidebar{display:none}
  .main-wrapper{margin-left:0;padding-bottom:4.8rem}
  .bottom-nav{display:flex}
  .main{padding:.8rem 1rem}
}
.section{display:none}.section.active{display:block}

/* CARDS */
.card{background:var(--card);border:1px solid var(--border);border-radius:10px;overflow:hidden;margin-bottom:1.2rem}
.card-header{padding:.8rem 1.2rem;border-bottom:1px solid var(--border);display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:.5rem}
.card-header h3{font-size:.9rem;font-weight:600;color:var(--text)}
.card-body{padding:1.2rem}

/* HERO BANNER */
.hero{background:var(--card);border:1px solid var(--border);border-radius:10px;padding:1.4rem;margin-bottom:1.2rem}
.hero-label{font-size:.72rem;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;margin-bottom:.4rem}
.hero-value{font-size:2.5rem;font-weight:800;color:var(--warning);line-height:1;margin-bottom:.4rem}
.hero-sub{font-size:.83rem;color:var(--muted)}
.hero-sub b{color:var(--warning)}

/* METRICS GRID — reemplaza hero-pills + stats-grid en una sola sección */
.metrics-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:.75rem;margin-bottom:1.2rem}
.metric-tile{background:var(--card);border:1px solid var(--border);border-radius:10px;padding:.95rem 1.1rem;display:flex;flex-direction:column;gap:.15rem}
.mt-label{font-size:.67rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}
.mt-value{font-size:1.25rem;font-weight:700;line-height:1.2;color:var(--text)}
.mt-sub{font-size:.67rem;color:var(--muted);margin-top:.08rem}
.mt-bar{height:4px;background:rgba(255,255,255,.07);border-radius:2px;overflow:hidden;margin-top:.45rem}
.mt-bar-fill{height:100%;border-radius:2px;transition:width .5s ease}

/* DTI METER */
.dti-row{display:flex;align-items:center;gap:1rem;flex-wrap:wrap;padding:.9rem 1.2rem;background:var(--card2);border-bottom:1px solid var(--border)}
.dti-label{font-size:.8rem;color:var(--muted);white-space:nowrap}
.dti-input{width:140px;background:rgba(255,255,255,.05);border:1px solid var(--border);border-radius:7px;padding:.42rem .75rem;color:var(--text);font-size:.85rem;outline:none;transition:border-color .2s}
.dti-input:focus{border-color:var(--primary)}
.dti-bar-wrap{flex:1;min-width:180px;max-width:280px}
.dti-bar{height:6px;background:rgba(255,255,255,.07);border-radius:3px;overflow:hidden}
.dti-fill{height:100%;border-radius:3px;transition:width .4s,background .4s}
.dti-result{font-size:.83rem;font-weight:600}

/* STATS GRID */
.stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(155px,1fr));gap:.75rem;margin-bottom:1.2rem}
.stat-card{background:var(--card);border:1px solid var(--border);border-radius:10px;padding:1rem 1.1rem}
.stat-label{font-size:.68rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em;margin-bottom:.3rem}
.stat-value{font-size:1.3rem;font-weight:700;line-height:1.2}
.stat-sub{font-size:.68rem;color:var(--muted);margin-top:.2rem}

/* QUICK ACTIONS BAR */
.quick-actions{display:flex;gap:.6rem;margin-bottom:1.2rem;flex-wrap:wrap}
.qa-btn{flex:1;min-width:120px;padding:.62rem 1rem;border-radius:8px;border:1px solid var(--border);background:var(--card);color:var(--text);font-size:.82rem;font-weight:500;cursor:pointer;transition:all .2s;text-align:center;white-space:nowrap}
.qa-btn:hover{border-color:var(--primary);color:var(--primary);background:rgba(123,116,245,.06)}
.qa-btn.qa-primary{background:var(--primary);color:#fff;border-color:var(--primary)}
.qa-btn.qa-primary:hover{filter:brightness(1.15)}

/* HERO COST BREAKDOWN */
.hero-cost-breakdown{display:flex;gap:.5rem;flex-wrap:wrap;margin-top:.75rem}
.hcb-chip{display:flex;align-items:center;gap:.35rem;background:rgba(255,255,255,.045);border:1px solid var(--border);border-radius:20px;padding:.28rem .75rem;font-size:.75rem;color:var(--muted);white-space:nowrap}
.hcb-chip b{color:var(--text);font-weight:700}
.hcb-chip.hcb-total{background:rgba(196,154,53,.08);border-color:rgba(196,154,53,.2);color:var(--warning)}
.hcb-chip.hcb-total b{color:var(--warning)}

/* CHART TABS */
.chart-subtoggle{display:flex;justify-content:flex-end;padding:.5rem 1.2rem .2rem;gap:.4rem}

/* DTI+BADGES CARD */
.dti-badges-card .dti-section{padding:0}
.dti-section-title{font-size:.78rem;font-weight:600;color:var(--muted);text-transform:uppercase;letter-spacing:.07em;padding:.8rem 1.2rem .1rem}
.dti-input-wrap{display:flex;flex-direction:column;gap:.25rem}
.dti-input-wrap .dti-label{font-size:.72rem;color:var(--muted)}
.dti-badges-card .dti-row{background:transparent;border-bottom:none;padding:.6rem 1.2rem 1rem}
.dti-badges-card #badges-section{border-top:1px solid var(--border);padding:.9rem 1.2rem 1rem}
.dti-badges-card #badges-section .badges-wrap{margin:0;border:none;padding:0;background:transparent}

/* EXPERT PRIORITY */
.expert-priority-header{display:flex;align-items:center;gap:.5rem;padding:.55rem 1.2rem;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;border-bottom:1px solid var(--border)}
.expert-priority-header.urgente{color:var(--danger);background:rgba(184,96,112,.06)}
.expert-priority-header.atencion{color:var(--warning);background:rgba(196,154,53,.06)}
.expert-priority-header.oportunidad{color:var(--primary);background:rgba(123,116,245,.06)}
.expert-priority-header.bien{color:var(--success);background:rgba(46,168,122,.06)}

/* TABLE */
.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}
table{width:100%;border-collapse:collapse;font-size:.8rem}
th{text-align:left;padding:.55rem .9rem;background:rgba(255,255,255,.02);color:var(--muted);font-weight:500;font-size:.67rem;text-transform:uppercase;letter-spacing:.05em;border-bottom:1px solid var(--border);white-space:nowrap}
td{padding:.55rem .9rem;border-bottom:1px solid rgba(255,255,255,.03);white-space:nowrap}
tr:last-child td{border-bottom:none}
tr:hover td{background:rgba(255,255,255,.015)}
tfoot tr td{font-weight:700;background:rgba(123,116,245,.07)!important;border-top:1px solid var(--border)}

/* PROGRESS */
.prog{background:rgba(255,255,255,.07);border-radius:3px;height:4px;width:60px;display:inline-block;vertical-align:middle}
.prog-fill{height:100%;border-radius:3px}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;gap:.4rem;padding:.5rem 1rem;border-radius:7px;border:none;cursor:pointer;font-size:.8rem;font-weight:500;transition:all .2s}
.btn-primary{background:var(--primary);color:#fff}.btn-primary:hover{filter:brightness(1.15)}
.btn-ghost{background:rgba(255,255,255,.05);color:var(--text);border:1px solid var(--border)}.btn-ghost:hover{background:rgba(255,255,255,.09)}
.btn-danger{background:rgba(184,96,112,.1);color:var(--danger);border:1px solid rgba(184,96,112,.22)}.btn-danger:hover{background:rgba(184,96,112,.2)}
.btn-success{background:rgba(46,168,122,.1);color:var(--success);border:1px solid rgba(46,168,122,.22)}.btn-success:hover{background:rgba(46,168,122,.2)}
.btn-sm{padding:.32rem .7rem;font-size:.75rem}

/* FORMS */
.form-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:.9rem}
.form-group{display:flex;flex-direction:column;gap:.3rem}
.form-group label{font-size:.75rem;color:var(--muted)}
.form-group input,.form-group select{background:rgba(255,255,255,.05);border:1px solid var(--border);border-radius:7px;padding:.5rem .85rem;color:var(--text);font-size:.85rem;outline:none;transition:border-color .2s}
.form-group input:focus,.form-group select:focus{border-color:var(--primary)}
.form-group select option{background:#11141c}

/* COMPARAR */
.compare-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.2rem;margin-bottom:1.2rem}
.method-card{background:var(--card);border:1px solid var(--border);border-radius:10px;overflow:hidden;display:flex;flex-direction:column}
.method-header{padding:.9rem 1.2rem;border-bottom:1px solid var(--border);display:flex;align-items:flex-start;gap:.6rem;height:8rem;overflow:hidden}
.method-icon{font-size:1.3rem;margin-top:.1rem}
.method-title{font-size:.95rem;font-weight:700;color:var(--text)}
.method-desc{font-size:.72rem;color:var(--muted);margin-top:.25rem;line-height:1.45;min-height:3.6rem;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.method-body{padding:1rem 1.2rem;display:flex;flex-direction:column;gap:.7rem;flex:1}
.method-row{display:flex;justify-content:space-between;align-items:center}
.method-row-label{font-size:.77rem;color:var(--muted)}
.method-row-val{font-size:.88rem;font-weight:700}

.rec-banner{padding:.9rem 1.2rem;border-radius:10px;font-size:.85rem;margin-bottom:1.2rem;display:flex;align-items:flex-start;gap:.7rem;line-height:1.5}
.rec-banner.good{background:rgba(46,168,122,.08);border:1px solid rgba(46,168,122,.2);color:var(--success)}
.rec-banner.neutral{background:rgba(123,116,245,.08);border:1px solid rgba(123,116,245,.2);color:var(--primary)}

/* PLAN */
.pills{display:flex;gap:.4rem;flex-wrap:wrap;margin-bottom:1rem}
.pill{padding:.38rem .85rem;border-radius:20px;border:1px solid var(--border);background:var(--card2);cursor:pointer;font-size:.78rem;transition:all .2s;color:var(--muted)}
.pill:hover{border-color:var(--primary);color:var(--text)}
.pill.active{background:var(--primary);border-color:var(--primary);color:#fff}

.toggle{display:flex;background:rgba(255,255,255,.05);border-radius:7px;padding:.15rem}
.toggle-btn{padding:.38rem .85rem;border-radius:5px;border:none;background:none;color:var(--muted);cursor:pointer;font-size:.78rem;transition:all .2s}
.toggle-btn.active{background:var(--primary);color:#fff}

.export-btns{display:flex;gap:.5rem;flex-wrap:wrap}

/* CHART */
.charts-2{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem;margin-bottom:1.2rem}
.chart-box{position:relative;height:250px}

/* TIMELINE */
.timeline{position:relative;padding-left:1.8rem}
.timeline::before{content:'';position:absolute;left:.55rem;top:0;bottom:0;width:1px;background:var(--border)}
.tl-item{position:relative;margin-bottom:.85rem;padding:.9rem 1.1rem;background:var(--card2);border-radius:9px;border:1px solid var(--border)}
.tl-item::before{content:'';position:absolute;left:-1.6rem;top:1rem;width:10px;height:10px;border-radius:50%;background:var(--primary);border:2px solid var(--bg)}
.tl-item.paid::before{background:var(--success)}

/* BADGES / COLORS */
.badge{display:inline-block;padding:.18rem .55rem;border-radius:20px;font-size:.68rem;font-weight:600}
.badge-success{background:rgba(46,168,122,.15);color:var(--success)}
.badge-warn{background:rgba(196,154,53,.15);color:var(--warning)}
.c-danger{color:var(--danger)}.c-warn{color:var(--warning)}
.c-success{color:var(--success)}.c-primary{color:var(--primary)}
.rate-h{color:var(--danger);font-weight:700}
.rate-m{color:var(--warning);font-weight:700}
.rate-l{color:var(--success);font-weight:700}

/* INFO BOX */
.info-box{background:rgba(123,116,245,.08);border:1px solid rgba(123,116,245,.2);border-radius:7px;padding:.75rem .9rem;font-size:.8rem;color:var(--muted);margin-bottom:.9rem}

/* MODAL */
.modal-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.8);z-index:200;align-items:center;justify-content:center}
.modal-overlay.open{display:flex}
.modal{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:1.6rem;width:560px;max-width:95vw;max-height:90vh;overflow-y:auto}
.modal-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:1.2rem}
.modal-header h3{font-size:1rem;font-weight:600;color:var(--text)}
.close-btn{background:none;border:none;color:var(--muted);cursor:pointer;font-size:1.5rem;line-height:1}
.close-btn:hover{color:var(--text)}

/* COUNTDOWN */
.countdown{display:flex;gap:.4rem;align-items:baseline}
.cd-num{font-size:1.5rem;font-weight:800;color:var(--primary);line-height:1}
.cd-unit{font-size:.68rem;color:var(--muted)}

/* DEBT CARDS */
.debt-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:1rem;padding:1.2rem}
.empty-state{grid-column:1/-1;display:flex;flex-direction:column;align-items:center;justify-content:center;padding:3rem 1rem;text-align:center;color:var(--muted)}
.es-icon{font-size:3rem;margin-bottom:1rem;opacity:.5}
.es-title{font-size:1.1rem;font-weight:600;color:var(--text);margin-bottom:.5rem}
.es-desc{font-size:.88rem;line-height:1.5;max-width:340px;margin-bottom:1.5rem}
.es-btn{background:var(--primary);color:#fff;border:none;border-radius:8px;padding:.6rem 1.4rem;font-size:.9rem;cursor:pointer;font-weight:600}
.es-btn:hover{opacity:.85}
.debt-card{background:var(--card2);border:1px solid var(--border);border-radius:10px;overflow:hidden;display:flex;flex-direction:column;transition:border-color .2s}
.debt-card:hover{border-color:rgba(123,116,245,.25)}
.dc-header{display:flex;align-items:center;gap:.6rem;padding:.8rem 1rem;border-bottom:1px solid var(--border)}
.dc-dot{width:9px;height:9px;border-radius:50%;flex-shrink:0}
.dc-name{font-weight:600;font-size:.85rem;flex:1;color:var(--text);overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.dc-rate-badge{font-size:.68rem;padding:.18rem .5rem;border-radius:20px;font-weight:600;background:rgba(255,255,255,.05);white-space:nowrap;flex-shrink:0}
.dc-body{padding:.9rem 1rem;flex:1}
.dc-bal-lbl{font-size:.62rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em;margin-bottom:.2rem}
.dc-bal{font-size:1.5rem;font-weight:800;color:var(--text);line-height:1;margin-bottom:.8rem}
.dc-metrics{display:grid;grid-template-columns:1fr 1fr;gap:.5rem}
.dc-metric{background:rgba(255,255,255,.025);border-radius:7px;padding:.5rem .65rem}
.dc-m-val{font-size:.83rem;font-weight:700;margin-bottom:.1rem}
.dc-m-lbl{font-size:.62rem;color:var(--muted)}
.dc-footer{display:flex;align-items:flex-end;gap:.75rem;padding:.75rem 1rem;border-top:1px solid var(--border)}
.dc-prog-wrap{flex:1;min-width:0}
.dc-prog{height:4px;background:rgba(255,255,255,.07);border-radius:2px;overflow:hidden;margin-bottom:.25rem}
.dc-prog-fill{height:100%;border-radius:2px}
.dc-prog-lbl{font-size:.62rem;color:var(--muted)}

/* SUMMARY BAR */
.res-total-bar{display:flex;flex-wrap:wrap;gap:.5rem 1.5rem;padding:.8rem 1.2rem;border-top:1px solid var(--border);font-size:.78rem;background:rgba(123,116,245,.04)}
.rtb-item{display:flex;gap:.35rem;align-items:center}
.rtb-lbl{color:var(--muted)}

/* TABLE TOOLBAR */
.tbl-toolbar{display:flex;align-items:center;gap:.6rem;padding:.65rem 1.2rem;border-bottom:1px solid var(--border);flex-wrap:wrap;background:rgba(255,255,255,.01)}
.tbl-search{background:rgba(255,255,255,.05);border:1px solid var(--border);border-radius:7px;padding:.38rem .75rem;color:var(--text);font-size:.78rem;outline:none;transition:border-color .2s;min-width:150px;flex:1;max-width:260px}
.tbl-search:focus{border-color:var(--primary)}
.tbl-count{font-size:.72rem;color:var(--muted);flex:1;white-space:nowrap}
th.sortable{cursor:pointer;user-select:none}
th.sortable:hover{color:var(--text)!important}
.si{margin-left:.2rem;font-size:.6rem;opacity:.3;vertical-align:middle;transition:opacity .15s}
th.sort-asc .si,th.sort-desc .si{opacity:1;color:var(--primary)}

/* PAGINATION */
.pagination{display:flex;align-items:center;justify-content:space-between;padding:.55rem 1.2rem;border-top:1px solid var(--border);flex-wrap:wrap;gap:.5rem;background:rgba(255,255,255,.01)}
.pag-info{font-size:.72rem;color:var(--muted)}
.pag-controls{display:flex;align-items:center;gap:.2rem}
.pag-btn{background:rgba(255,255,255,.04);border:1px solid var(--border);border-radius:5px;padding:.25rem .55rem;color:var(--text);cursor:pointer;font-size:.73rem;transition:all .15s;min-width:26px;text-align:center;line-height:1.4}
.pag-btn:hover:not([disabled]){background:rgba(255,255,255,.09)}
.pag-btn[disabled]{opacity:.25;cursor:default;pointer-events:none}
.pag-btn.pag-active{background:var(--primary);border-color:var(--primary);color:#fff}
.pag-sep{color:var(--muted);padding:0 .2rem;font-size:.72rem}
.pag-size{background:rgba(255,255,255,.05);border:1px solid var(--border);border-radius:5px;padding:.25rem .4rem;color:var(--text);font-size:.72rem;outline:none;cursor:pointer}
.pag-size:focus{border-color:var(--primary)}

/* AUTH OVERLAY */
.auth-overlay{position:fixed;inset:0;background:var(--bg);z-index:1000;display:flex;align-items:center;justify-content:center;padding:1rem}
.auth-box{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:2rem 2rem 1.6rem;width:100%;max-width:370px}
.auth-logo{font-size:1.6rem;font-weight:800;letter-spacing:-.5px;color:#e2e5ef;margin-bottom:.3rem}
.auth-logo span{color:var(--primary)}
.auth-subtitle{font-size:.78rem;color:var(--muted);margin-bottom:1.8rem}
.auth-tabs{display:flex;background:rgba(255,255,255,.05);border-radius:8px;padding:.18rem;margin-bottom:1.4rem;gap:.18rem}
.auth-tab{flex:1;padding:.42rem;border-radius:6px;border:none;background:none;color:var(--muted);cursor:pointer;font-size:.82rem;transition:all .2s}
.auth-tab.active{background:var(--primary);color:#fff}
.auth-form{display:flex;flex-direction:column;gap:.75rem}
.auth-input{background:rgba(255,255,255,.05);border:1px solid var(--border);border-radius:8px;padding:.62rem .9rem;color:var(--text);font-size:.88rem;outline:none;transition:border-color .2s;width:100%}
.auth-input:focus{border-color:var(--primary)}
.auth-btn{background:var(--primary);color:#fff;border:none;border-radius:8px;padding:.72rem;font-size:.88rem;font-weight:600;cursor:pointer;transition:all .2s;width:100%;margin-top:.2rem}
.auth-btn:hover{filter:brightness(1.15)}
.auth-btn:disabled{opacity:.6;cursor:not-allowed;filter:none}
.auth-error{background:rgba(184,96,112,.1);border:1px solid rgba(184,96,112,.22);border-radius:7px;padding:.55rem .85rem;font-size:.78rem;color:var(--danger);display:none;margin-bottom:.2rem}
.auth-error.show{display:block}
.auth-footer{font-size:.72rem;color:var(--muted);text-align:center;margin-top:1rem}
.auth-footer a{color:var(--primary);text-decoration:none}

/* RESPONSIVE */
@media(max-width:900px){
  .compare-grid{grid-template-columns:1fr}
  .charts-2{grid-template-columns:1fr}
  .metrics-grid{grid-template-columns:repeat(2,1fr)}
}

@media(max-width:640px){
  body{padding-bottom:62px}
  .header{padding:.65rem 1rem}
  .logo{font-size:1.1rem}
  .nav{position:fixed;bottom:0;left:0;right:0;padding:0;border-bottom:none;border-top:1px solid var(--border);justify-content:space-around;z-index:100;background:var(--card)}
  .nav-btn{flex:1;padding:.55rem .2rem .45rem;font-size:.62rem;border-bottom:none;border-top:2px solid transparent;display:flex;flex-direction:column;align-items:center;gap:.15rem;line-height:1.2}
  .nav-btn.active{color:var(--primary);border-top-color:var(--primary);border-bottom-color:transparent}
  .main{padding:.85rem .85rem}
  .hero{padding:1rem}
  .hero-value{font-size:2rem}
  .metrics-grid{grid-template-columns:repeat(2,1fr);gap:.55rem}
  .mt-value{font-size:1.1rem}
  .dti-row{flex-direction:column;align-items:stretch;gap:.75rem;padding:.9rem 1rem}
  .dti-input{width:100%}
  .dti-bar-wrap{max-width:100%;min-width:unset}
  .stat-value{font-size:1.1rem}
  .card{margin-bottom:.9rem;border-radius:9px}
  .card-header{padding:.7rem .9rem;flex-wrap:wrap}
  .card-header h3{font-size:.83rem}
  .card-body{padding:.9rem}
  .method-body{padding:.85rem .9rem}
  .pill{font-size:.73rem;padding:.3rem .7rem}
  .export-btns{gap:.4rem}
  .chart-box{height:200px}
  .modal-overlay{align-items:flex-end}
  .modal{border-radius:16px 16px 0 0;width:100%;max-width:100%;max-height:88vh;padding:1.4rem 1rem}
  .form-grid{grid-template-columns:1fr}
  table{font-size:.75rem}
  th,td{padding:.45rem .7rem}
  .rec-banner{font-size:.8rem;padding:.75rem .9rem}
  .hide-xs{display:none!important}
  .debt-cards{grid-template-columns:1fr;padding:.85rem .85rem .4rem}
  .tbl-toolbar{gap:.4rem;padding:.55rem .85rem}
  .tbl-search{max-width:100%}
  .pagination{padding:.5rem .85rem}
  .quick-actions{gap:.45rem}
  .qa-btn{font-size:.78rem;padding:.55rem .75rem}
  .hero-cost-breakdown{gap:.4rem}
  .hcb-chip{font-size:.7rem;padding:.22rem .6rem}
  .dti-badges-card .dti-row{flex-direction:column;align-items:stretch;gap:.75rem;padding:.6rem 1rem 1rem}
  .dti-input{width:100%}
  .dti-bar-wrap{max-width:100%;min-width:unset}
}

@media(max-width:400px){
  .hero-value{font-size:1.7rem}
  .stats-grid{grid-template-columns:1fr}
  .hero-pill{min-width:calc(50% - .25rem)}
}

/* ══ TOOLTIP SYSTEM ══════════════════════════════════════════ */
.tip-btn{display:inline-flex;align-items:center;justify-content:center;width:15px;height:15px;border-radius:50%;border:1px solid var(--border);background:none;color:var(--muted);font-size:.58rem;font-weight:700;font-style:italic;cursor:pointer;transition:all .2s;flex-shrink:0;vertical-align:middle;margin-left:.3rem;line-height:1;padding:0;opacity:0;pointer-events:none}
.tip-btn:hover{border-color:var(--primary);color:var(--primary);background:rgba(123,116,245,.12)}

/* Mostrar tip-btn al hover del contenedor padre */
/* Metric tiles — esquina superior derecha */
.metric-tile{position:relative}
.metric-tile .tip-btn{position:absolute;top:.45rem;right:.45rem;margin-left:0}
.metric-tile:hover .tip-btn{opacity:1;pointer-events:auto}
/* Tarjetas de deuda */
.dc-metric:hover .tip-btn,.dc-rate-badge:hover .tip-btn,.dc-prog-lbl:hover .tip-btn{opacity:1;pointer-events:auto}
/* Hero + chips de costo */
.hero-label:hover .tip-btn,.hcb-chip:hover .tip-btn{opacity:1;pointer-events:auto}
/* Elementos estáticos: tabs de gráficas, estrategias, DTI, abono extra */
.toggle:hover .tip-btn,.dti-section-title:hover .tip-btn,label:hover .tip-btn{opacity:1;pointer-events:auto}
/* Móvil táctil — siempre visibles a opacidad reducida */
@media(hover:none){.tip-btn{opacity:.28;pointer-events:auto}}
#tip-pop{position:fixed;z-index:2500;background:var(--card2);border:1px solid var(--border);border-radius:12px;box-shadow:0 8px 40px rgba(0,0,0,.55);overflow:hidden}
.tip-pop-head{display:flex;justify-content:space-between;align-items:center;padding:.65rem 1rem;border-bottom:1px solid var(--border);font-size:.84rem;font-weight:700;color:var(--text);gap:.5rem}
.tip-pop-close{background:none;border:none;color:var(--muted);cursor:pointer;font-size:.78rem;padding:.2rem .4rem;border-radius:4px;flex-shrink:0;transition:all .15s}
.tip-pop-close:hover{background:rgba(255,255,255,.07);color:var(--text)}
.tip-pop-body{padding:.8rem 1rem;display:flex;flex-direction:column;gap:.65rem;max-height:55vh;overflow-y:auto}
.tip-pop-sec{display:flex;flex-direction:column;gap:.25rem}
.tip-pop-lbl{font-size:.62rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--muted)}
.tip-pop-txt{font-size:.8rem;color:var(--text);line-height:1.55}
.tip-pop-improve{background:rgba(123,116,245,.06);border-radius:8px;padding:.5rem .7rem}
.tip-pop-improve .tip-pop-lbl{color:var(--primary)}
.tip-pop-improve .tip-pop-txt{color:var(--text)}

/* ══ TOAST ════════════════════════════════════════════════════ */
#toast-container{position:fixed;top:1rem;right:1rem;z-index:3000;display:flex;flex-direction:column;gap:.5rem;pointer-events:none}
.toast{background:var(--card2);border:1px solid var(--border);border-radius:9px;padding:.65rem 1rem;font-size:.82rem;color:var(--text);box-shadow:0 4px 20px rgba(0,0,0,.5);transform:translateX(110%);opacity:0;transition:transform .3s,opacity .3s;min-width:220px;max-width:320px;pointer-events:all}
.toast.show{transform:translateX(0);opacity:1}
.toast-success{border-left:3px solid var(--success)}
.toast-error{border-left:3px solid var(--danger)}
.toast-info{border-left:3px solid var(--primary)}

/* ══ AUTH LOADING SPINNER ════════════════════════════════════ */
.auth-spinner{display:none;justify-content:center;padding:2.5rem 0}
.auth-loading .auth-spinner{display:flex}
.auth-loading .auth-logo,.auth-loading .auth-subtitle,.auth-loading .auth-tabs,
.auth-loading .auth-error,.auth-loading .auth-form,.auth-loading .auth-footer{display:none}
.auth-spinner-ring{width:38px;height:38px;border:3px solid var(--border);border-top-color:var(--primary);border-radius:50%;animation:spin .75s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}

/* ══ DATA-TIP TOOLTIPS ════════════════════════════════════════ */
[data-tip]{position:relative;cursor:help}
[data-tip]::after{content:attr(data-tip);position:absolute;bottom:calc(100% + 8px);left:50%;transform:translateX(-50%);background:#1c2030;color:#c8ccd8;border:1px solid #2a3048;border-radius:7px;padding:.4rem .75rem;font-size:.7rem;white-space:nowrap;pointer-events:none;opacity:0;transition:opacity .18s;z-index:999;font-weight:400;line-height:1.4}
[data-tip]:hover::after{opacity:1}

/* ══ COLOR SWATCH PICKER ══════════════════════════════════════ */
.swatch-btn{width:24px;height:24px;border:2px solid rgba(255,255,255,.18);border-radius:6px;cursor:pointer;padding:0;transition:border-color .2s,transform .15s;display:block}
.swatch-btn:hover{border-color:var(--primary);transform:scale(1.1)}
.color-popover{position:fixed;background:var(--card);border:1px solid var(--border);border-radius:11px;padding:.75rem;z-index:1500;box-shadow:0 8px 28px rgba(0,0,0,.55)}
.color-swatches{display:grid;grid-template-columns:repeat(5,1fr);gap:.4rem;margin-bottom:.6rem}
.swatch-color{width:24px;height:24px;border-radius:6px;border:2px solid transparent;cursor:pointer;padding:0;transition:border-color .15s,transform .15s}
.swatch-color:hover{border-color:#fff;transform:scale(1.18)}
.color-custom-input{width:100%;height:28px;border:1px solid var(--border);border-radius:6px;cursor:pointer;background:none;padding:0}

/* ══ DEBT TYPE BADGE ══════════════════════════════════════════ */
.debt-type-badge{font-size:.6rem;padding:.1rem .5rem;border-radius:10px;background:rgba(123,116,245,.12);color:var(--primary);font-weight:500;flex-shrink:0;white-space:nowrap}
.dc-purpose{font-size:.71rem;color:var(--muted);margin-bottom:.4rem;font-style:italic}
.gest-sub{font-size:.65rem;color:var(--muted);margin-top:.12rem;font-weight:400}

/* ══ EXPERTO FINANCIERO ═══════════════════════════════════════ */
.expert-body{display:flex;flex-direction:column}
.expert-rec{display:flex;gap:.9rem;align-items:flex-start;padding:.95rem 1.2rem;border-bottom:1px solid var(--border)}
.expert-rec:last-child{border-bottom:none}
.expert-icon{font-size:1.3rem;flex-shrink:0;line-height:1.3;margin-top:.05rem}
.expert-content{flex:1}
.expert-title{font-size:.84rem;font-weight:700;margin-bottom:.28rem;color:var(--text)}
.expert-text{font-size:.77rem;color:var(--muted);line-height:1.55}
.expert-text b{color:var(--text)}
.expert-danger  .expert-title{color:var(--danger)}
.expert-danger {background:rgba(184,96,112,.04)}
.expert-warning .expert-title{color:var(--warning)}
.expert-warning{background:rgba(196,154,53,.04)}
.expert-success .expert-title{color:var(--success)}
.expert-success{background:rgba(46,168,122,.04)}
.expert-info    .expert-title{color:var(--primary)}
.expert-info   {background:rgba(123,116,245,.04)}
.expert-empty{padding:1.3rem 1.2rem;font-size:.8rem;color:var(--muted)}

/* ══ DC-HEADER DOS FILAS ══════════════════════════════════════ */
.dc-header{flex-direction:column !important;gap:.3rem !important;align-items:flex-start !important}
.dc-name-row{display:flex;align-items:center;gap:.5rem;width:100%}
.dc-name-row .dc-name{white-space:normal;overflow:visible;text-overflow:unset;font-weight:600}
.dc-meta-row{display:flex;align-items:center;gap:.5rem;flex-wrap:wrap;padding-left:1.2rem}

/* ══ COMPARE ORDERS SIDE BY SIDE ════════════════════════════ */
.compare-orders{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1.2rem}
.co-col{border:1px solid var(--border);border-radius:8px;overflow:hidden}
.co-header{padding:.6rem 1rem;font-size:.82rem;font-weight:600;background:rgba(255,255,255,.03);border-bottom:1px solid var(--border)}
@media(max-width:640px){.compare-orders{grid-template-columns:1fr}}

/* ══ PLAN EXTRAS VARIABLES ══════════════════════════════════ */
.extras-form{display:flex;gap:.5rem;flex-wrap:wrap;align-items:center;margin-bottom:.5rem}
.extra-list{display:flex;flex-direction:column;gap:.3rem;margin-top:.3rem}
.extra-item{display:flex;align-items:center;gap:.6rem;padding:.35rem .6rem;background:rgba(123,116,245,.08);border-radius:6px;font-size:.78rem}
.extra-item-date{color:var(--muted);min-width:50px}
.extra-item-amt{font-weight:600;flex:1}
.row-paid{background:rgba(46,168,122,.05)}

/* ══ PLAN — FILAS EXPANDIBLES ════════════════════════════════ */
.plan-mrow{cursor:pointer}
.plan-mrow:hover td{background:rgba(123,116,245,.04)!important}
.pex-icon{font-size:.58rem;color:var(--muted);margin-left:.25rem;vertical-align:middle;transition:color .15s}
.plan-mrow:hover .pex-icon{color:var(--primary)}
.plan-det-wrap>td{border-bottom:1px solid var(--border)!important}
.plan-det-table{width:100%;font-size:.75rem;background:rgba(123,116,245,.025)}
.plan-det-table th{padding:.38rem .9rem;color:var(--muted);font-size:.63rem;text-transform:uppercase;letter-spacing:.04em;background:rgba(255,255,255,.02);font-weight:500;border-bottom:1px solid var(--border)}
.plan-det-table td{padding:.44rem .9rem;border-bottom:1px solid rgba(255,255,255,.02);white-space:nowrap}
.plan-det-row:last-child td{border-bottom:none}
.pdet-dot{display:inline-block;width:8px;height:8px;border-radius:50%;margin-right:.4rem;flex-shrink:0;vertical-align:middle}
.pdet-date{color:var(--muted);font-size:.72rem}

/* ══ NEVER-ENDING DEBT ALERT ══════════════════════════════════ */
.debt-alert{background:rgba(184,96,112,.08);border:1px solid rgba(184,96,112,.22);border-radius:6px;padding:.45rem .75rem;font-size:.72rem;color:var(--danger);margin-top:.6rem;line-height:1.4}

/* ══ CELEBRATION BANNER ═══════════════════════════════════════ */
.celebrate-banner{background:rgba(46,168,122,.1);border:1px solid rgba(46,168,122,.3);border-radius:10px;padding:.9rem 1.2rem;font-size:.85rem;color:var(--success);margin-bottom:1.2rem;display:flex;align-items:center;gap:.75rem;animation:pulse-cel 2.5s infinite}
.celebrate-banner strong{color:#fff}
@keyframes pulse-cel{0%,100%{background:rgba(46,168,122,.1)}50%{background:rgba(46,168,122,.2)}}

/* ══ HERO VALUE TOOLTIP ═══════════════════════════════════════ */
.hero-value[data-tip]{cursor:help}
.hero-value[data-tip]::after{left:0;transform:none;white-space:nowrap;font-size:.72rem}

/* ══ HEALTH SCORE PILL ════════════════════════════════════════ */
.hp-score{font-size:1.3rem;font-weight:800;line-height:1}
.hp-score-bar{height:3px;background:rgba(255,255,255,.08);border-radius:2px;margin-top:.35rem;overflow:hidden}
.hp-score-fill{height:100%;border-radius:2px;transition:width .6s}

/* ══ ESTRATEGIA PERSONALIZADA — DRAG & DROP ══════════════════ */
.custom-order-wrap{margin-top:.75rem;padding:.75rem;background:rgba(123,116,245,.06);border:1px dashed rgba(123,116,245,.3);border-radius:8px}
.custom-order-hint{font-size:.8rem;color:var(--muted);text-align:center;margin-bottom:.6rem}
.custom-order-list{display:flex;flex-direction:column;gap:.4rem}
.custom-order-item{display:flex;align-items:center;gap:.65rem;padding:.5rem .75rem;background:var(--card2);border:1px solid var(--border);border-radius:6px;user-select:none;transition:border-color var(--transition),background var(--transition)}
.custom-order-item:hover{border-color:var(--primary)}
.drag-handle{cursor:grab;font-size:1.1rem;color:var(--muted);line-height:1;flex-shrink:0}
.drag-handle:active{cursor:grabbing}
#cmp-order-cust .drag-handle{color:var(--text);font-size:1.15rem}
.drag-ghost{opacity:.3}
.custom-dot{width:10px;height:10px;border-radius:50%;flex-shrink:0}
.custom-name{font-size:.88rem;font-weight:600;color:var(--text);flex:1;min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.custom-meta{font-size:.75rem;color:var(--muted);white-space:nowrap}
.custom-order-pos{font-size:.72rem;font-weight:700;color:var(--primary);background:rgba(123,116,245,.15);border-radius:4px;padding:.1rem .4rem;min-width:22px;text-align:center}

/* ══ UTILITY ═══════════════════════════════════════════════════ */
.hidden{display:none!important}

/* PRINT */
@media print{
  body{background:#fff;color:#000;padding-bottom:0}
  .header,.nav,.export-btns,.pills,.toggle,.btn{display:none!important}
  .card{border:1px solid #ccc;break-inside:avoid}
  .section{display:block!important}
  #sec-resumen,#sec-comparar,#sec-bolanieve{display:none!important}
  #sec-plan{display:block!important}
  .modal-overlay{display:none!important}
  th,td{color:#000!important}
  th{background:#f0f0f0!important}
  .stat-value,.hero-value{color:#c00!important}
  .c-success{color:#006!important}
}

/* ══════════════════════════════════════════════════════════════
   v3 PRO — Estilos nuevos
   ══════════════════════════════════════════════════════════════ */

/* PRO badge en header y auth */
.pro-badge {
  display:inline-block; font-size:.55rem; font-weight:900; letter-spacing:.08em;
  background:linear-gradient(135deg,#7b74f5,#00d4aa); color:#fff;
  padding:.15rem .45rem; border-radius:4px; vertical-align:middle;
  text-transform:uppercase; margin-left:.25rem; position:relative; top:-1px;
}
.auth-pro-badge {
  display:inline-block; font-size:.6rem; font-weight:900; letter-spacing:.08em;
  background:linear-gradient(135deg,#7b74f5,#00d4aa); color:#fff;
  padding:.15rem .45rem; border-radius:4px; vertical-align:middle;
  text-transform:uppercase; margin-left:.3rem;
}

/* ── Alertas de pago pendiente ────────────────────────────── */
.alert-banner             { display:flex;gap:.8rem;align-items:flex-start;background:rgba(245,158,11,.1);border:1px solid rgba(245,158,11,.3);border-radius:10px;padding:.9rem 1.1rem;margin-bottom:1.2rem }
.alert-banner.alert-info  { background:rgba(123,116,245,.08);border-color:rgba(123,116,245,.25) }
.alert-icon     { font-size:1.3rem;flex-shrink:0;margin-top:.1rem }
.alert-content  { flex:1;min-width:0 }
.alert-content strong { color:var(--text) }
.alert-list     { display:flex;flex-wrap:wrap;gap:.5rem;margin-top:.5rem }
.alert-debt     { display:flex;align-items:center;gap:.5rem;font-size:.78rem;background:var(--card2);border:1px solid var(--border);border-radius:6px;padding:.3rem .6rem }
.alert-debt.overdue  { border-color:var(--danger);color:var(--danger) }
.alert-debt.upcoming { border-color:#f59e0b;color:#f59e0b }
.btn-pay-quick  { font-size:.72rem;padding:.2rem .5rem;border-radius:4px;background:var(--primary);color:#fff;border:none;cursor:pointer;flex-shrink:0 }
.btn-pay-quick:hover { opacity:.85 }

/* ── Badges y Logros ─────────────────────────────────────── */
.badges-wrap    { background:var(--card);border:1px solid var(--border);border-radius:10px;padding:1rem 1.2rem;margin-bottom:1.2rem }
.badges-header  { display:flex;justify-content:space-between;align-items:center;margin-bottom:.9rem }
.badges-title   { font-size:.9rem;font-weight:700;color:var(--text) }
.badges-streak  { font-size:.82rem;color:#f59e0b;font-weight:700;background:rgba(245,158,11,.1);padding:.25rem .6rem;border-radius:6px }
.badges-grid    { display:grid;grid-template-columns:repeat(auto-fill,minmax(78px,1fr));gap:.6rem }
.badge-item     { display:flex;flex-direction:column;align-items:center;gap:.3rem;padding:.7rem .4rem;border-radius:10px;border:1px solid var(--border);transition:all .2s;cursor:default }
.badge-item.unlocked { background:rgba(123,116,245,.1);border-color:rgba(123,116,245,.4);box-shadow:0 0 12px rgba(123,116,245,.15) }
.badge-item.locked   { opacity:.28;filter:grayscale(1) }
.badge-icon     { font-size:1.5rem;line-height:1 }
.badge-label    { font-size:.62rem;text-align:center;color:var(--muted);font-weight:600;line-height:1.3 }

/* ── Barra de progreso mejorada en debt cards ────────────── */
.badge-paid-month { display:inline-block;font-size:.65rem;font-weight:700;color:var(--success);background:rgba(34,197,94,.12);border-radius:4px;padding:.08rem .35rem;margin-left:.35rem;vertical-align:middle }
.dc-status-badge{display:inline-flex;align-items:center;font-size:.65rem;font-weight:700;border-radius:12px;padding:.15rem .55rem;margin-left:auto;white-space:nowrap;flex-shrink:0}
.dc-status-paid{color:var(--success);background:rgba(46,168,122,.12)}
.dc-status-done{color:var(--primary);background:rgba(123,116,245,.12)}
.dc-status-due{color:var(--warning);background:rgba(196,154,53,.12)}
.dc-prog { height:6px !important }

/* ── Confetti animación ──────────────────────────────────── */
@keyframes confetti-drop {
  0%   { transform:translateY(-20px) rotate(0deg); opacity:1; }
  100% { transform:translateY(100vh) rotate(720deg); opacity:0; }
}
.confetti-piece {
  position:fixed; top:-10px; width:8px; height:8px;
  border-radius:2px; pointer-events:none; z-index:9999;
  animation:confetti-drop linear forwards;
}

/* ── FAB pago rápido ─────────────────────────────────────── */
.fab-pay {
  position:fixed; bottom:5.5rem; right:1.2rem; z-index:150;
  width:54px; height:54px; border-radius:50%;
  background:var(--primary); color:#fff; font-size:1.35rem;
  border:none; cursor:pointer; box-shadow:0 4px 16px rgba(123,116,245,.45);
  transition:transform .2s,box-shadow .2s; display:flex;align-items:center;justify-content:center;
}
.fab-pay:hover { transform:scale(1.09); box-shadow:0 6px 22px rgba(123,116,245,.6); }
@media(max-width:640px){ .fab-pay { bottom:4.8rem; right:.9rem; width:50px; height:50px; font-size:1.2rem; } }

/* ── Resumen checklist del mes ───────────────────────────── */
.checklist-summary        { margin-bottom:1.1rem;padding:.8rem .9rem;background:var(--card2);border-radius:8px;border:1px solid var(--border) }
.checklist-month-label    { font-size:.85rem;font-weight:700;color:var(--text) }
.checklist-progress-track { flex:1;height:7px;background:var(--border2);border-radius:99px;overflow:hidden }
.checklist-progress-fill  { height:100%;background:var(--success);border-radius:99px;transition:width .6s ease }
.checklist-summary-txt    { font-size:.78rem;color:var(--muted);white-space:nowrap;font-weight:600 }

/* ── Pagos del mes por deuda (en registrar) ───────────────── */
.month-payments-list { border-top:1px solid var(--border);margin-top:.6rem;padding-top:.55rem;display:flex;flex-direction:column;gap:.3rem }
.month-pay-row       { display:flex;align-items:center;gap:.6rem;font-size:.78rem;background:var(--card2);border-radius:6px;padding:.3rem .65rem }
.mp-date             { color:var(--muted);flex-shrink:0;font-variant-numeric:tabular-nums }
.mp-amount           { font-weight:700;flex-shrink:0 }
.mp-note             { color:var(--muted);font-size:.72rem;flex:1;overflow:hidden;text-overflow:ellipsis;white-space:nowrap }
.mp-actions          { display:flex;gap:.2rem;margin-left:auto;flex-shrink:0 }
.btn-icon            { background:none;border:none;cursor:pointer;font-size:.85rem;opacity:.45;padding:.15rem .25rem;transition:opacity .15s }
.btn-icon:hover      { opacity:1 }
.btn-pay-edit        { background:rgba(255,255,255,.07);border:1px solid var(--border);border-radius:5px;cursor:pointer;font-size:.8rem;padding:.2rem .45rem;color:var(--text);transition:background .15s }
.btn-pay-edit:hover  { background:rgba(255,255,255,.15) }
.btn-pay-del         { background:rgba(239,68,68,.12);border:1px solid rgba(239,68,68,.35);border-radius:5px;cursor:pointer;font-size:.8rem;font-weight:700;padding:.2rem .45rem;color:#ef4444;transition:background .15s }
.btn-pay-del:hover   { background:rgba(239,68,68,.25) }

/* ── Chips de sugerencia en modal de pago ─────────────────── */
.pay-chip         { background:var(--card2);border:1px solid var(--border2);border-radius:6px;padding:.3rem .7rem;font-size:.75rem;cursor:pointer;color:var(--text);transition:all .15s }
.pay-chip:hover   { border-color:var(--primary);color:var(--primary) }
.pay-chip-primary { background:rgba(123,116,245,.12);border-color:rgba(123,116,245,.4);color:var(--primary);font-weight:600 }

/* ── Sección Pagos — cards de deudas activas ─────────────── */
.pay-debt-card           { background:var(--card);border:1px solid var(--border);border-radius:10px;padding:1rem 1.2rem;margin-bottom:.75rem;transition:all .25s }
.pay-debt-card.paid-month  { border-color:rgba(34,197,94,.4);background:rgba(34,197,94,.045);opacity:.82 }
.pay-debt-card.pending-month { border-color:var(--border);background:var(--card) }
.pay-debt-header         { display:flex;justify-content:space-between;align-items:center;margin-bottom:.75rem;gap:.5rem }
.pay-debt-name           { font-size:.9rem;font-weight:700;color:var(--text) }
.pay-debt-name.paid-name { color:var(--muted);text-decoration:line-through;text-decoration-color:rgba(34,197,94,.5) }
.pay-debt-sub            { font-size:.75rem;color:var(--muted);margin-top:.15rem;display:flex;flex-wrap:wrap;align-items:center;gap:.4rem }
.paid-badge              { font-size:.74rem;color:var(--success);font-weight:700;padding:.28rem .65rem;background:rgba(34,197,94,.12);border-radius:6px;white-space:nowrap;flex-shrink:0 }
.btn-pay-action          { animation:pulse-btn 2s infinite }
@keyframes pulse-btn { 0%,100%{box-shadow:0 0 0 0 rgba(123,116,245,.4)} 50%{box-shadow:0 0 0 5px rgba(123,116,245,0)} }

/* Check circle */
.check-circle { width:28px;height:28px;border-radius:50%;border:2px solid var(--border2);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:all .25s }
.check-circle.checked { background:var(--success);border-color:var(--success);color:#fff }
.check-circle svg { width:14px;height:14px }

/* Cuotas restantes y vencimiento */
.cuotas-left { font-size:.7rem;color:var(--muted);background:var(--card2);border-radius:4px;padding:.1rem .4rem;border:1px solid var(--border) }
.due-tag     { display:inline-block;font-size:.7rem;font-weight:600;border-radius:4px;padding:.15rem .5rem;margin-top:.3rem }
.due-tag.overdue { background:rgba(239,68,68,.12);color:var(--danger);border:1px solid rgba(239,68,68,.25) }
.due-tag.soon    { background:rgba(245,158,11,.12);color:#f59e0b;border:1px solid rgba(245,158,11,.25) }
.due-tag.neutral { background:var(--card2);color:var(--muted);border:1px solid var(--border) }

/* Barras de progreso en sección Pagos */
.debt-progress-wrap   { margin:.2rem 0 0 }
.debt-progress-bar    { height:9px;background:var(--border2);border-radius:99px;overflow:hidden }
.debt-progress-fill   { height:100%;border-radius:99px;transition:width .6s ease }
.debt-progress-labels { display:flex;justify-content:space-between;margin-top:.35rem }
.debt-progress-pct    { font-size:.75rem;font-weight:700 }
.debt-progress-amt    { font-size:.72rem;color:var(--muted) }

/* ── Historial de pagos ──────────────────────────────────── */
.history-month-group    { margin-bottom:1.4rem }
.history-month-header   { display:flex;justify-content:space-between;align-items:center;padding:.4rem 0;border-bottom:1px solid var(--border);margin-bottom:.5rem;font-size:.82rem;font-weight:700 }
.history-month-total    { color:var(--success) }
.history-table          { width:100%;border-collapse:collapse;font-size:.8rem }
.history-table th       { color:var(--muted);font-weight:600;padding:.3rem .5rem;text-align:left;font-size:.72rem;text-transform:uppercase;letter-spacing:.04em }
.history-table td       { padding:.45rem .5rem;border-top:1px solid var(--border) }
.btn-icon-danger        { background:none;border:none;cursor:pointer;font-size:.9rem;opacity:.4;padding:.2rem .3rem;transition:opacity .15s }
.btn-icon-danger:hover  { opacity:1 }

/* ── Reporte mensual ─────────────────────────────────────── */
.monthly-report  { background:var(--card2);border:1px solid var(--border);border-radius:10px;padding:1rem 1.2rem;margin-bottom:1.2rem }
.report-header   { font-size:.82rem;font-weight:700;margin-bottom:.8rem;color:var(--muted) }
.report-grid     { display:grid;grid-template-columns:repeat(3,1fr);gap:.8rem }
.report-stat     { text-align:center }
.rs-val          { font-size:1.1rem;font-weight:800;color:var(--text) }
.rs-lbl          { font-size:.7rem;color:var(--muted);margin-top:.2rem }
.rs-sub          { font-size:.7rem;margin-top:.15rem }

/* ── sub-tabs en sección Pagos ───────────────────────────── */
.sub-tabs { display:flex;justify-content:center }

/* ── Responsive v3 ───────────────────────────────────────── */
@media(max-width:640px){
  .report-grid { grid-template-columns:1fr 1fr }
  .badges-grid { grid-template-columns:repeat(4,1fr) }
  .alert-debt  { font-size:.72rem }
  .history-table th,.history-table td { padding:.35rem .4rem }
}
@media(max-width:400px){
  .badges-grid { grid-template-columns:repeat(3,1fr) }
  .report-grid { grid-template-columns:1fr }
}

/* ── Navegación de mes (Registrar pagos) ─────────────────────── */
.month-nav { display:flex;align-items:center;justify-content:space-between;background:var(--card2);border:1px solid var(--border);border-radius:8px;padding:.55rem .8rem;margin-bottom:.8rem;gap:.5rem }
.month-nav-label { font-size:.88rem;font-weight:700;color:var(--text);text-align:center;flex:1 }
.month-nav-btn { font-size:.78rem;white-space:nowrap;flex-shrink:0 }

/* ── Plan de pagos — estado pagado en detalle ──────────────────── */
.plan-det-paid { background:rgba(46,168,122,.06) }
.pdet-paid-badge { display:inline-flex;align-items:center;gap:.3rem;background:rgba(46,168,122,.18);color:var(--success);border-radius:20px;padding:.15rem .6rem;font-size:.72rem;font-weight:700;white-space:nowrap }
.pdet-pay-btn { font-size:.7rem;padding:.2rem .55rem;white-space:nowrap }
.btn-xs { font-size:.72rem;padding:.2rem .55rem;border-radius:5px }

/* ── Historial — tabla estándar ────────────────────────────────── */
.hist-controls { display:flex;gap:.6rem;align-items:center;margin-bottom:.6rem }
.hist-search-input { flex:1;background:var(--card2);border:1px solid var(--border);border-radius:6px;padding:.4rem .7rem;color:var(--text);font-size:.82rem;outline:none }
.hist-search-input:focus { border-color:var(--primary) }
.hist-full-table { width:100%;border-collapse:collapse;font-size:.82rem }
.hist-full-table thead th { background:var(--card2);padding:.5rem .6rem;text-align:left;color:var(--muted);font-weight:600;font-size:.75rem;border-bottom:1px solid var(--border);white-space:nowrap }
.hist-full-table tbody td { padding:.45rem .6rem;border-bottom:1px solid var(--border) }
.hist-full-table tfoot td { padding:.45rem .6rem;border-top:2px solid var(--border);background:var(--card2) }
.hist-full-table .sortable { cursor:pointer;user-select:none }
.hist-full-table .sortable:hover { color:var(--text) }
.hist-table-wrap { overflow-x:auto;border-radius:8px;border:1px solid var(--border) }
/* ocultar columna Nota en móvil para que los botones de acción sean visibles */
@media(max-width:640px){
  .hist-col-nota { display:none }
  .hist-full-table thead th, .hist-full-table tbody td, .hist-full-table tfoot td { padding:.35rem .4rem;font-size:.78rem }
  .btn-icon-danger, .btn-icon { opacity:1 }
}

/* ── Lang Switcher ──────────────────────────────────────────── */
.lang-switcher { display:flex; gap:2px; }
.lang-btn { background:transparent; border:1px solid var(--muted,#666); color:var(--muted,#999); border-radius:4px; padding:2px 7px; font-size:.75rem; cursor:pointer; transition:all .15s; }
.lang-btn:hover { border-color:var(--accent,#6cf); color:var(--accent,#6cf); }
.lang-btn.active { background:var(--accent,#6cf); color:#000; border-color:var(--accent,#6cf); font-weight:600; }

/* ── Filter pills (tabla deudas) ───────────────────────────── */
.filter-pill { display:inline-flex;align-items:center;gap:.3rem;padding:.28rem .65rem;border-radius:2rem;border:1px solid var(--border);background:var(--card2);color:var(--muted);font-size:.75rem;font-weight:600;cursor:pointer;transition:all .15s;white-space:nowrap }
.filter-pill:hover { border-color:var(--primary);color:var(--primary) }
.filter-pill.active { background:rgba(99,102,241,.15);border-color:var(--primary);color:var(--primary) }

/* ── Deuda inactiva (simulación) ───────────────────────────── */
.debt-card-inactive { opacity:.48;filter:grayscale(.35) }
.debt-card-inactive:hover { opacity:.72 }
.dc-status-inactive { background:rgba(148,163,184,.15);color:var(--muted);border:1px solid rgba(148,163,184,.3) }

/* ── Toggle switch (modal deuda) ───────────────────────────── */
.toggle-switch { position:relative;display:inline-block;width:42px;height:24px;flex-shrink:0 }
.toggle-switch input { opacity:0;width:0;height:0 }
.toggle-slider { position:absolute;cursor:pointer;inset:0;background:var(--border);border-radius:24px;transition:.2s }
.toggle-slider:before { content:'';position:absolute;width:18px;height:18px;left:3px;bottom:3px;background:#fff;border-radius:50%;transition:.2s }
.toggle-switch input:checked + .toggle-slider { background:var(--primary) }
.toggle-switch input:checked + .toggle-slider:before { transform:translateX(18px) }

/* ── ON/OFF toggle pill para deudas ──────────────────────── */
.debt-toggle{display:inline-flex;align-items:center;padding:.22rem .65rem;border-radius:2rem;border:none;cursor:pointer;font-size:.72rem;font-weight:700;letter-spacing:.03em;transition:all .15s}
.debt-toggle.active{background:rgba(46,168,122,.2);color:var(--success);border:1px solid rgba(46,168,122,.35)}
.debt-toggle:not(.active){background:rgba(74,81,102,.15);color:var(--muted);border:1px solid var(--border)}
.debt-toggle:hover{opacity:.8}

/* ── Color button en modal ───────────────────────────────── */
.color-modal-btn{width:38px;height:38px;border-radius:9px;border:2px solid rgba(255,255,255,.15);cursor:pointer;padding:0;background:#6c63ff;transition:border-color .15s,transform .1s}
.color-modal-btn:hover{border-color:#fff;transform:scale(1.08)}

/* ── Configuración section ───────────────────────────────── */
.cfg-title{font-size:1.1rem;font-weight:700;color:var(--text);margin-bottom:1.2rem}
.cfg-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:1rem}
.cfg-card{padding:1.25rem 1.4rem;display:flex;flex-direction:column;gap:.7rem;margin-bottom:0}
.cfg-card-icon{font-size:1.5rem}
.cfg-card-h{font-size:.88rem;font-weight:700;color:var(--text);margin:0}
.cfg-option-group{display:flex;gap:.5rem;flex-wrap:wrap}
.cfg-option-btn{padding:.4rem .9rem;border-radius:2rem;border:1px solid var(--border);background:var(--card2);color:var(--muted);font-size:.82rem;cursor:pointer;transition:all .15s}
.cfg-option-btn:hover{border-color:var(--primary);color:var(--primary)}
.cfg-option-btn.active{background:rgba(123,116,245,.2);border-color:var(--primary);color:var(--primary);font-weight:600}
.cfg-select{width:100%;background:var(--card2);border:1px solid var(--border);color:var(--text);padding:.5rem .7rem;border-radius:8px;font-size:.84rem;cursor:pointer}
.cfg-select:focus{outline:none;border-color:var(--primary)}
.cfg-hint{font-size:.75rem;color:var(--muted);line-height:1.4}

/* ── Pagos Registrar — rediseño ──────────────────────────── */
.pago-month-summary{background:var(--card);border:1px solid var(--border);border-radius:12px;padding:1rem 1.2rem;margin-bottom:.9rem}
.pago-month-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:.6rem}
.pago-month-title{font-size:.95rem;font-weight:700;color:var(--text)}
.pago-month-count{font-size:.82rem;color:var(--muted)}
.pago-progress-track{height:6px;background:var(--border);border-radius:3px;overflow:hidden}
.pago-progress-fill{height:100%;background:linear-gradient(90deg,var(--primary),var(--success));border-radius:3px;transition:width .4s}

.pago-month-nav{display:flex;align-items:center;justify-content:space-between;margin-bottom:1rem}
.pago-nav-btn{background:none;border:1px solid var(--border);color:var(--muted);padding:.35rem .8rem;border-radius:8px;font-size:.8rem;cursor:pointer;transition:all .15s}
.pago-nav-btn:hover{border-color:var(--primary);color:var(--primary)}
.pago-nav-label{font-size:.88rem;color:var(--text);font-weight:600}

.pago-card{background:var(--card);border:1px solid var(--border);border-radius:12px;margin-bottom:.7rem;overflow:hidden;transition:border-color .15s}
.pago-card:hover{border-color:rgba(123,116,245,.3)}
.pago-card.is-paid{border-color:rgba(46,168,122,.25);background:rgba(46,168,122,.025)}
.pago-card-main{padding:1rem 1.1rem;display:flex;align-items:center;justify-content:space-between;gap:.75rem}
.pago-card-left{display:flex;align-items:center;gap:.75rem;flex:1;min-width:0}
.pago-dot{width:10px;height:10px;border-radius:50%;flex-shrink:0}
.pago-info{flex:1;min-width:0}
.pago-name{font-size:.92rem;font-weight:700;color:var(--text);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.pago-name.paid-name{color:var(--success)}
.pago-meta{font-size:.76rem;color:var(--muted);margin-top:.15rem}
.pago-due-warn{font-size:.73rem;color:var(--danger);margin-top:.15rem;font-weight:600}
.pago-due-soon{font-size:.73rem;color:var(--warning);margin-top:.15rem;font-weight:600}
.pago-card-right{display:flex;flex-direction:column;align-items:flex-end;gap:.35rem;flex-shrink:0}
.pago-status-paid{display:inline-flex;align-items:center;gap:.3rem;font-size:.75rem;font-weight:700;color:var(--success)}
.pago-bal-bar{height:3px;width:100%;background:var(--border);border-radius:2px;margin:0 1.1rem .7rem;width:calc(100% - 2.2rem)}
.pago-bal-fill{height:100%;border-radius:2px;transition:width .3s}
.pago-payments-detail{border-top:1px solid var(--border);padding:.6rem 1.1rem}
.pago-pay-row{display:flex;align-items:center;gap:.6rem;padding:.3rem 0;font-size:.8rem}
.pago-pay-row:not(:last-child){border-bottom:1px solid rgba(255,255,255,.04)}
.pago-pay-date{color:var(--muted);min-width:80px}
.pago-pay-amt{color:var(--success);font-weight:600;flex:1}
.pago-pay-note{color:var(--muted);font-size:.73rem;flex:2;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.pago-pay-actions{display:flex;gap:.3rem;flex-shrink:0}

/* ── Pagos Registrar — rediseño compacto (pr-*) ─────────────── */
.pr-header{margin-bottom:.9rem}
.pr-month-nav{display:flex;align-items:center;justify-content:space-between;margin-bottom:.55rem}
.pr-nav-btn{background:none;border:1px solid var(--border);color:var(--muted);width:30px;height:30px;border-radius:8px;font-size:1rem;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:all .15s}
.pr-nav-btn:hover{border-color:var(--primary);color:var(--primary)}
.pr-month-label{font-size:.92rem;font-weight:700;color:var(--text)}
.pr-summary{display:flex;align-items:baseline;gap:.35rem}
.pr-summary-num{font-size:1.35rem;font-weight:800;color:var(--primary)}
.pr-summary-den{font-size:.85rem;font-weight:600;color:var(--muted)}
.pr-summary-lbl{font-size:.8rem;color:var(--muted)}

.pr-card{background:var(--card);border:1px solid var(--border);border-radius:12px;margin-bottom:.55rem;overflow:hidden;transition:border-color .15s}
.pr-card:hover{border-color:rgba(123,116,245,.3)}
.pr-card.pr-card-paid{border-color:rgba(46,168,122,.25);background:rgba(46,168,122,.02)}
.pr-card.pr-card-overdue{border-color:rgba(239,68,68,.3)}

.pr-card-row{display:flex;align-items:center;gap:.75rem;padding:.8rem 1rem}
.pr-dot{width:9px;height:9px;border-radius:50%;flex-shrink:0}
.pr-card-info{flex:1;min-width:0}
.pr-card-name{font-size:.9rem;font-weight:700;color:var(--text);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.pr-card-sub{font-size:.75rem;color:var(--muted);margin-top:.1rem;display:flex;align-items:center;gap:.4rem;flex-wrap:wrap}
.pr-card-action{display:flex;align-items:center;gap:.45rem;flex-shrink:0}

.pr-tag{display:inline-block;font-size:.68rem;font-weight:600;padding:.12rem .45rem;border-radius:2rem;line-height:1.4}
.pr-tag-overdue{background:rgba(239,68,68,.15);color:var(--danger)}
.pr-tag-soon{background:rgba(234,179,8,.12);color:var(--warning)}
.pr-tag-neutral{background:var(--card2);color:var(--muted)}

.pr-paid-chip{display:inline-flex;align-items:center;font-size:.75rem;font-weight:700;color:var(--success);background:rgba(46,168,122,.1);border-radius:2rem;padding:.15rem .5rem}
.pr-pay-cta{min-width:70px}

.pr-pays{border-top:1px solid var(--border);padding:.35rem .6rem}
.pr-pay-row{display:flex;align-items:center;gap:.5rem;padding:.28rem .4rem;font-size:.78rem;border-radius:6px}
.pr-pay-row:hover{background:rgba(255,255,255,.03)}
.pr-pay-date{color:var(--muted);min-width:52px;flex-shrink:0}
.pr-pay-amt{color:var(--success);font-weight:600;min-width:80px}
.pr-pay-note{color:var(--muted);font-size:.73rem;flex:1;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.pr-pay-btn{background:none;border:none;color:var(--muted);cursor:pointer;padding:.1rem .25rem;border-radius:4px;font-size:.8rem;transition:all .15s}
.pr-pay-btn:hover{color:var(--text);background:rgba(255,255,255,.07)}
.pr-pay-del:hover{color:var(--danger)}

/* ── Progress ring (pr-ring) ────────────────────────────────── */
.pr-ring{width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;position:relative}
.pr-ring-pct{font-size:.6rem;font-weight:700;color:var(--text);line-height:1}
.pr-ring::after{content:'';position:absolute;inset:3px;background:var(--card);border-radius:50%}
.pr-ring-pct{position:relative;z-index:1}

/* ── Summary micro progress bar ─────────────────────────────── */
.pr-summary-bar{height:3px;background:var(--border);border-radius:2px;width:100%;margin-top:.35rem;overflow:hidden}
.pr-summary-fill{height:100%;border-radius:2px;background:linear-gradient(90deg,var(--primary),var(--success));transition:width .4s}